Linda Ring Spacer

FROM THE HALLS OF MONTEZUMA...

by Linda Ring 9. October 2014 12:25

The Marines’ Hymn famously begins, “From the Halls of Montezuma...” This refers to the Battle of Chapultepec in 1847, in which U.S. Marines conquered Chapultepec Castle in Mexico City, and subsequently occupied the city as part of the Mexican-American War. The battle is also famous (according to Marine tradition) for the establishment of the “blood stripe,” a red stripe sewn into the trousers of the uniform commemorating the Marines killed at Chapultepec.

USMC Linda Ring San Diego Century 21 Award

Tags:

Pros and Cons of Wood Floors.

by Linda Ring 4. October 2014 12:21

 

Are hard floors a fit?

Hardwood floors are gorgeous, but they have their drawbacks. Weigh the pros and cons and decide if they’re right for your home.

So you’re thinking about installing hardwood floors, but you’re just not ready to make the leap? We don’t blame you — it’s a big decision! Use this list of pros and cons to decide if they’re a fit for you or if you should find another type of flooring for your home.Wood Floor Homes Linda Ring Century 21 Award San Diego

The pros
Look

Hardwood floors definitely have a way of making any room look good. Their warm colors and natural look give a room a look that’s clean, simple and inviting. Expect to pay around $9-$12 per square foot.

Value

Hardwoods are often a must-have on homebuyers’ lists. Adding hardwoods to your home is a guaranteed way to add to your home’s value.

Durability

It’s not uncommon to walk into a 100-year-old house and find the original hardwood floors, sometimes still looking great. When properly cared for, hardwood floors can last a lifetime (or longer!). Even when they’ve been worn down, it’s usually possible to bring them back with a little TLC.

Easy maintenance

Harwood floors are easy to care for. Sweep or vacuum them when they get dirty and use a wood cleaner every now and then when they need a good shine. Spills aren’t an issue because both liquids and solids wipe up easily without leaving a stain.

Versatile

Tired of your room? Throw down an area rug or two and you’ll have whole new look. Hardwood floors are versatile and easy to mesh with any look or style.

Repairable

If your hardwood floors do get scratched, they can be fixed! A simple sanding and refinishing is all it takes to bring your floors back to their former luster.

Alleviates allergies

Hard flooring surfaces are much nicer on allergy sufferers. Allergens like pet dander and dust tend to build up in carpet. They don’t have as many hiding places in hardwood floors.

Variety

The possibilities are nearly endless when it comes to choices for your hardwood floors. You can choose from a number of woods and stains, the thickness of the planks and the pattern in which they are laid. You can even mix and match if you’re having a hard time choosing. If you tire of your selection — or it just doesn’t look as good as you thought it would — just strip them and add a new stain. Voila — “new” floors!

The cons
Cost

The cost of buying and installing hardwood floors will set you back a loservice best awardt more than buying and installing other hard floors or carpeting.

Cold

If you have a drafty house, expect your hardwood floors to be chilly in the cooler months. You’ll definitely want to keep a pair of slippers by your bed!

Less pet-friendly

If you have dogs, they’ll hate your hardwood floors. Their padded feet just can’t grip the smooth surface, and they’ll slip and slide every time they pick up speed.

More frequent cleaning

It’s a good thing hardwood floors clean easily, because you’ll need to do it frequently. Hardwood shows dirt and dust easily, so you’ll need to sweep or vacuum at least every two or three days.

Wears

Despite the fact that hardwood floors will still be functional decades after they’re installed, they still scratch and wear, especially in high-traffic areas. The worn look can be remedied with a simple refinish, which you can expect to cost $1-$4 per square foot.

Loud

There’s no sneaking up anyone in a house with hardwood floors. Nearly every step is loud and detectable when you’re walking on wood. Other sounds in the home are louder with hard surface floors, as well. Older hardwood floors tend to creak.

by Whitney Coy

Help619.com

Linda Ring Century21 Award San Diego Real Estate

Only 1/2% FHA Loans

by Linda Ring 1. October 2014 15:42

You could literally get into a home with no money at all! This new mortgage loan program is a combination of a 96.5% FHA first mortgage and a 3% second mortgage. The seller is allowed to pay all of the buyer's closing costs, AND the 1/2% down payment can even be gift funds from a relative or close friend. The interest rate is a little higher than the standard FHA loan, but you can have a non occupant co borrower to help you qualify. Basically this loan is designed for credit worthy purchasers to buy a home with little to no funds out of pocket.

To qualify, borrowers must have a 640 FICO score, be an owner/occupant (though it is not necessary to be a first time homebuyer,) and there are maximum income limits per household.

But of course it can be hard to find a seller who will pay all a buyer's closing costs in this low inventory real estate market. That's where our preferred Tonnesen Team lender, All Western Mortgage, comes to the rescue. We are members of the exclusive AWM NOW program which has ZERO lender costs AND low interest rates. There are no "garbage" fees for underwriting, processing or loan origination with this program, and AWM's rates are as low as any in town. This can make your offer much more attractive to a seller by saving them literally several thousand dollars, and help you beat out the competition.

Tags:

Fun Places in San Diego

by Linda Ring 16. September 2014 13:26
San Diego Zoo Balboa Park SeaWorld San Diego San Diego Zoo Safari Park Old Town San Diego State Historic Park USS Midway Museum

San Diego Attractions

What's your favorite attraction?

  • San Diego Zoo
  • Balboa Park
  • SeaWorld San Diego
  • San Diego Zoo Safari Park
  • Old Town San Diego State Historic Park
  • USS Midway Museum
  • Birch Aquarium
  • Point Loma
  • Petco Park
  • Cabrillo National Monument
  • Belmont Park
  • Maritime Museum of San Diego
  • San Diego Natural History Museum
  • Seaport Village
  • Reuben H. Fleet Science Center
  • Torrey Pines State Natural Reserve
  • La Jolla Cove
  • La Jolla Shores
  • San Diego Museum of Art
  • Mission San Diego de Alcalá
  • San Diego Museum of Man
  • Journey to Atlantis
  • Torrey Pines Golf Course
  • San Diego Air & Space Museum
  • Cowles Mountain
  • Star of India
  • Balboa Theatre
  • Mission Trails Regional Park
  • Embarcadero
  • San Diego Model Railroad Museum

square

Home Search

Tags: , ,

Buying a Home | Century 21 Award | Real Estate News

I Am The Flag

by Linda Ring 9. September 2014 15:29
I am the flag of the United States of America. My name is Old Glory. I fly atop the world's tallest buildings. I stand watch in America's halls of justice. I fly majestically over institutions of learning. I stand guard with power in the world. Look up and see me. I stand for peace, honor, truth and justice. I stand for freedom.

I am the flag of the United States of America. My name is Old Glory.
I fly atop the world's tallest buildings.
I stand watch in America's halls of justice.
I fly majestically over institutions of learning.
I stand guard with power in the world.
Look up and see me.
I stand for peace, honor, truth and justice.
I stand for freedom.
I am confident. I am arrogant. I am proud.September 11 Linda Ring Realtor San Diego
When I am flown with my fellow banners, my head is a little higher, my colors a little truer.
I bow to no one! I am recognized all over the world.
I am worshipped - I am saluted.
I am loved - I am revered. I am respected - and I am feared.
I have fought in every battle of every war for more then 200 years.
I was flown at Valley Forge, Gettysburg, Shiloh and Appamatox.
I was there at San Juan Hill, the trenches of France, in the Argonne Forest,
Anzio, Rome and the beaches of Normandy, Guam. Okinawa, Korea and KheSan, Saigon, Vietnam.
I was there. I led my troops,
I was dirty, battleworn and tired, but my soldiers cheered me
And I was proud.
I have been burned, torn and trampled on the streets of countries I have helped set free.
It does not hurt, for I am invincible.
I have been soiled upon, burned, torn and trampled on the streets of my country.
And when it's by those whom I've served in battle-it hurts.
But I shall overcome - for I am strong.
I have slipped the bonds of Earth and stood watch over the uncharted
frontiers of space from my vantage point on the moon.
I have borne silent witness to all of America's finest hours.
But my finest hours are yet to come.
When I am torn into strips and used as bandages for my wounded comrades on the battlefield,
When I am flown at half-mast to honor my soldier,
Or when I lie in the trembling arms of a grieving parent at
the grave of their fallen son or daughter, I am proud.
MY NAME IS OLD GLORY
LONG MAY I WAVE.

Linda Ring Century 21 Award San Diego Buying Real Estate.jpeg

http://tiny.cc/e4yvlx

Tags: , , ,

Buying a Home | Century 21 Award | Real Estate News

To Serve? Or Not to Serve Food at an open house?

by Linda Ring 9. September 2014 14:41
A few Realtors and I had a discussion about serving food at open houses. The group consist of 6 Realtors. Three Realtors strongly agree that serving food at an open house is a great marketing tool. Of course, the other three Realtors did not agree. We made a simple pro and cons list. What is your opinion?

A few Realtors and I had a discussion about serving food at open houses. The group consist of 6 Realtors. Three Realtors strongly agree that serving food at an open house is a great marketing tool. Of course, the other three Realtors did not agree. We made a simple pro and cons list. What is your opinion?

Yes, serve food for the following reasons…

1) You are more likely to get a bigger turnout.Open House Food San Diego Century 21 Award Linda Ring

2) You might impress enough to get a listing from the guests that come in.

3) Food makes and open house feel more like a home.

4) A good meal will leave a lasting impression and buyers go from open house to open house. You won’t be forgotten.

5) Who doesn’t love free food!

No, don’t serve food for the following reasons…

1) It creates a distraction from the open house.

2) There are sure to be spills on owner’s carpet and furniture.

3) You never know, someone might get sick from the food.

4) In today’s society people are quick to voice their objections to food they deem offensive. Many vegetarians and vegan will find meat unacceptable and most likely you will hear about it. Many families have also become anti sugar so your cupcakes might not come across so well.

5) We specialize in selling homes not feeding hungry open house guests.

What is your opinion?

Linda Ring Century 21 Award San Diego Buying Real Estate.jpeg

Home Search Here

FHA Loans - CHDAP Down Payment Assistance

by Linda Ring 6. September 2014 17:44
CHDAP, California Housing Down Payment Assistance Programs, helps homebuyers to buy a home with no money down.

CHDAP, California Housing Down Payment Assistance Programs, helps homebuyers to buy a home with no money down. This is accomplished by using a FHA loan and a 3% CHDAP silent second.Don't Flush you money Century 21 Award San Diego Linda Ring

The CHDAP silent second has deferred payments until the property is sold or refinanced but is never entirely forgiven.

There are some basic qualifications of the CHDAP loan program.

 

 

 

  • Borrowers household income cannot exceed median income for area.
  • Maximum sales prices are limited by FHA Loan limits.
  • Program is for California properties only.
  • Borrower cannot have owed a home in the last three years.
  • Must be able to qualify for a FHA loan.

The benefits of using a CHDAP program vs. most other down payment assistance programs is that it does not require the participation of the seller. This allows you more homes to select from.

Linda Ring Century 21 Award San Diego Buying Real Estate.jpeg

Tags: , ,

Interest rates | Real Estate News

Floors Galore, how to choose the right flooring for you.

by Linda Ring 31. August 2014 14:47

Many homes in San Diego were built in the 1950’s. During the 1950’s most homeowners had stunning wood floors. Along comes the “Shag Carpet Era”. It seemed everyone was ready in install that new colorful shad carpet to give the home a cozy and warm feeling. Nowadays, everyone seems to be ready to get back to wood floors. They are easier to clear and help with the increasing allergies problems. From a real estate point of view, in San Diego homes with hardwood or laminate floor are in very high demand. Homes with these types of floors have a tendency to sell a little faster and perhaps a little higher. Install wood or laminate floors is certainly a strong and wise home improvement.Hard-Wood-Century 21 Award

The most common wood floor types are oak, pine, walnut, pecan, birch, ash, cheery, maple, cypress and Douglas fir. The new trend is bamboo floor because the resources and quickly re-grow help the green community.

Most floors can easily be refinished except for laminate floors. However, today, there are so many types of stains and finishes that can bring back the life and shine to original wood floors.

A trip to any local hardwood floor is a must. You will find so many different types of real wood if you want to take the time to install all new floors. If you are handy you can save so much money installing yourself.

In conclusion, I strongly suggest changing the main areas of you home from carpet to wood floors. The benefits will be…

1) Easier to clean.

2) They are great if you have pets the shed.

3) Wood floors will help with allegories

4) Wood floors make a room look stunning are rich

5) For San Diego resale value, it is a very wise upgraded.

Home Search Here

When you feel the need to declutter your home, here are some tips.

by Linda Ring 30. August 2014 16:39

Sometimes are homes can become overwhelming in need of organizing and decluttering? Hopefully you will find these simple tips a motivator to get that project underway. You will feel overjoyed and proud when the goal is labeled “DONE”. I find setting a timer to 15 minutes works. Every day I set aside just 15 focused minutes and tackle the designated pile of clutter for that day. You will be surprise what you can get done in just 15 minutes. Declutter You Home Century 21 award San Diego

I find dividing things in 3 piles helps too. Pile 1 is for the trash can. Pile 2 is for selling or donating. Pile 3 is to be neatly stored away. Keeping items together is really helpful too. For example and office supplies stay together and all pet items are organized in their own containers as well. The kitchen is always a challenge. All can food should be together and all food storage containers need to be in the designated area.

Adding shelves in the kitchen, home office, and garage will clever. This way all items can be in designated place. I think the key is to have a visual plan, start organizing, buy lots storage containers, group similar items together, and store them neatly in their designated areas. Go ahead, jump into your project today, it will feel fantastic when it done. Good Luck and Happy Decluttering!

Linda Ring Century 21 Award San Diego Buying Real Estate.jpeg

Home Search Here

10 Reason Why Owning a Rental Property is Good..or Not So Good?

by Linda Ring 28. August 2014 09:28
Reasons why YES! 1) Most often the tenant is play some, most, or all of your mortgage payment. 2) Most often properties appreciate in value. 3) Most often the tax benefits are very good for your

Reasons why YES!

1) Most often the tenant is play some, most, or all of your mortgage payment.

2) Most often properties appreciate in value.

3) Most often the tax benefits are very good for your pocketbook.

4) If an unforeseen events happens you might need to use your rental for yourself.San Diego Investment Properties San Diego Century 21 Award Linda Ring

5) You can use the rental as leverage for other future investments.

Reasons why NO!

1) It could take months to evict a non-paying tenant

2) Tenant damage from a tenant could be very costly.

3) Tenants will call all hours of the day for even the slightest problem.

4) Government regulations are increasingly in favor of the tenant.

5) Future IRS tax benefits could decline.

Becoming a landlord can have great financial awards…it can also have great financial hardship for the owner. Before you invest your hard earned money you should seek professional advice. I would suggest getting advice from professional attorney who specializes in landlord/tenant laws. Also, a professional tax consultant is a must! Other professionals such as a financial advisors, accountants, and property management companies will be able to share ideas, thoughts, and professional advice to help determine if becoming a landlord is right for you. Of course you want to seek the professional opinion of a local real estate agent. Not all neighborhoods will make for a good rental investment because of sales prices in the area verse the market rental value. Please be sure to have each and every question you might have regarding becoming a landlord is clearly answered by a professional. It is so important to weigh all the pros and cons of owning an investment property to ensure the future is as secured as possible.

Find Investment Properties Here.

Linda Ring, Century 21 Award San Diego, Smarter. Bolder. Faster.

Over 33 Years of Real Estate Service you can trust.

12,000+ Properties For Sale in San Diego County.

Zero Down VA Loan. We Help Our Heroes Buy Homes!

½% FHA Loans Available.

We have homes, condos, townhomes, units, mobile homes, and more.

Looking to buy a San Diego foreclosure, short sale, or traditional sale, we have them all.

www.Help619.com

(619) 251-5202

#NoPlaceLikeHome

Linda Ring Century 21 Award San Diego Buying Real Estate.jpeg

Quick Home Search

Choose a City                 or

  Enter a Zip(s)
Property Type

  Foreclosures &
Short Sales Only
Price (Min)

Price (Max)

Bedrooms

Bathrooms

Google Map Search

Log in
My San Diego Homes

Home  | Privacy Policy |  Contact
Copyright ©MySanDiegoHomes.net

Linda Ring & Terri Davids . All rights reserved.
CA DRE # 00808165, CA DRE # 01324861

Century 21 Award
860 Kuhn Drive Suite 800
Chula Vista, CA 91914
My San Diego Homes